Photo of Graeme Hebenton

Graeme Hebenton

Senior Business Advisor

T: 01534 610300

DD: 01534 620615

Graeme was employed by the RBS Group upon leaving school and moved to Jersey in 2000 where he was a Relationship Manager in the Corporate Banking team. At RBS International he was responsible for the day-to-day lending, deposit and service needs for locally and internationally based businesses. After more than 40 years’ service, he left the Group at the end of 2019.

Graeme then joined Jersey Business at the outset of Covid 19 as part of a team to assist local clients with the business support schemes introduced by the government.

If there is one thing I’ve learnt from being in business it is…

Turnover is vanity, profit is sanity, but cash is king.

I believe that this is such an important saying for all businesses. I have been told numerous times that the business “we are doing well because we are busy” without the owners knowing the impact of this on their cash flow requirements, let alone if they are actually operating profitably.

I love working at Jersey Business because…

I enjoy working at Jersey Business because I believe that my banking background allows me to assist clients when they are looking at their growth aspirations. Lenders seek financial forecasts to support any borrowing requests and as many clients do not enjoy this side of their business my experience can help them with this area.

When I’m not at work you’ll find me…

Outside of work I’m a keen golfer and also enjoy regular exercise and travelling.

Subject Expertise

Sector Expertise